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The CCI
ACA (Affordable Care Act) plans offer essential health benefits, but often have limitations when it comes to coverage for dental and vision care. To address this, supplemental plans are available in over 44 states, designed to enhance ACA coverage by specifically including dental and vision benefits. These supplemental plans allow individuals to customize their healthcare package, ensuring access to crucial preventative care and treatment for oral health and vision needs, which are often not fully covered, or covered at all, by standard ACA plans. This combination of core ACA coverage with supplemental dental and vision plans provides a more comprehensive approach to overall health and well-being.
INDIVIDUALS AND FAMILY PLANS
(PPO Plans, Available in +44 States, PHCS and Blue Cross Blue Shield Network.People with either ITIN number or SS qualified)
Individual and family health insurance plans provide a vital safety net for individuals and families who do not receive health insurance through an employer. These plans, often offered as PPO (Preferred Provider Organization) plans, provide flexibility and access to a wide network of healthcare providers. With availability in over 44 states, these plans cater to a broad population, and importantly, are accessible to individuals with either an ITIN (Individual Taxpayer Identification Number) or an SSN (Social Security Number), ensuring that both US citizens and non-citizens with tax identification numbers can secure coverage. The inclusion of major networks like PHCS and Blue Cross Blue Shield further expands the range of doctors and hospitals available to plan members, offering greater choice and convenience when seeking medical care.
ACA - Supplementals
(+ 44 States Available Dental and Vision Coverage)
ACA - Supplementals
ACA (Affordable Care Act) plans offer essential health benefits, but often have limitations when it comes to coverage for dental and vision care. To address this, supplemental plans are available in over 44 states, designed to enhance ACA coverage by specifically including dental and vision benefits. These supplemental plans allow individuals to customize their healthcare package, ensuring access to crucial preventative care and treatment for oral health and vision needs, which are often not fully covered, or covered at all, by standard ACA plans. This combination of core ACA coverage with supplemental dental and vision plans provides a more comprehensive approach to overall health and well-being.
(+ 44 States Available Dental and Vision Coverage)
Medicare and its ancillary options provide a comprehensive healthcare framework for eligible individuals. Medicare Advantage Plans offer an alternative path to receiving Medicare benefits, often bundling Part A and B coverage with additional benefits like vision, dental, hearing, and even prescription drug coverage (Part D). For those who choose to remain with Original Medicare (Parts A and B), Medicare Ancillary Plans step in to fill the gaps. These supplemental plans are specifically designed to cover costs that Original Medicare doesn't fully address, such as deductibles, copayments, and coinsurance, helping to minimize out-of-pocket expenses. Adding a Part D plan to Original Medicare ensures beneficiaries have access to affordable prescription medications. Whether through a Medicare Advantage Plan or a combination of Original Medicare with a Part D plan and an Ancillary Plan, individuals can tailor their coverage to meet their specific healthcare needs and budget.
MEDICARE & ANCILLARY
(Medicare Advantage Plans, additional benefits to the original Medicare Part A and B Medicare Ancillary Plans, designed to cover Medicare gaps Medicare part D Prescription drug coverage to add an Original Part A and B plan)
Group health insurance plans, offered through employers, provide a valuable benefit to employees, often featuring access to extensive national and regional PPO (Preferred Provider Organization) networks. These networks offer a wide selection of healthcare providers, giving employees greater choice and flexibility in managing their healthcare. Available in 49 states, these plans provide broad geographic coverage, and thanks to competitive rates and multiple product options, employers can tailor their offerings to meet the diverse needs of their workforce. Furthermore, the availability of supplemental plans allows employees to further customize their coverage. These supplemental options can address specific needs, such as enhanced dental and vision benefits, or provide additional coverage for areas like short-term disability or critical illness, allowing employees to create a more comprehensive and personalized health insurance package.